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Complaint log

Credit Concepts complaint log

The newest complaints about Credit Concepts, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
Aug 15, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountORExplainedYes
Feb 13, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Jan 30, 2026Auto loans & leasesIncorrect information on your reportAccount information incorrectORExplainedYes
Jan 13, 2026Debt collectionAttempts to collect debt not owedDebt was paidWAExplainedYes
Dec 13, 2025Credit reportingIncorrect information on your reportOld information reappears or never goes awayWAExplainedYes
Nov 27, 2025Auto loans & leasesProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportWAFixedYes
Nov 22, 2025Auto loans & leasesIncorrect information on your reportAccount information incorrectWAExplainedYes
Nov 21, 2025Credit reportingProblem with fraud alerts or security freezesWAExplainedYes
Oct 23, 2025Credit reportingIncorrect information on your reportAccount status incorrectWAExplainedYes
Aug 10, 2025Auto loans & leasesGetting a loan or leaseProblem with signing the paperworkNVExplainedNo
Aug 8, 2025Auto loans & leasesManaging the loan or leaseBilling problemWAExplainedYes
Jun 20, 2025Auto loans & leasesProblem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phoneMTExplainedYes
Apr 29, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
Apr 18, 2025Credit reportingIncorrect information on your reportOld information reappears or never goes awayWAExplainedYes
Feb 24, 2025Credit reportingImproper use of your reportReporting company used your report improperlyNYExplainedYes
Jan 3, 2025Credit reportingIncorrect information on your reportOld information reappears or never goes awayWAExplainedYes
Dec 14, 2024Auto loans & leasesManaging the loan or leaseProblem with fees chargedORExplainedYes
Dec 11, 2024Auto loans & leasesManaging the loan or leaseBilling problemORExplainedNo
Oct 20, 2024Auto loans & leasesRepossessionDeficiency balance after repossessionWAExplainedYes
Aug 17, 2024Auto loans & leasesProblems at the end of the loan or leaseProblem with paying off the loanWAExplainedYes
Jul 15, 2024Credit reportingImproper use of your reportReporting company used your report improperlyWAExplainedYes
Jun 4, 2024Auto loans & leasesRepossessionLender trying to repossess or disable the vehicleNVExplainedYes
May 20, 2024Auto loans & leasesRepossessionDeficiency balance after repossessionORExplainedYes
Dec 26, 2023Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeORExplainedYes
Dec 9, 2023Auto loans & leasesManaging the loan or leaseBilling problemNVExplainedYes
Dec 5, 2023Auto loans & leasesRepossessionLender trying to repossess or disable the vehicleWAExplainedYes
Nov 21, 2023Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeWAExplainedYes
Oct 23, 2023Auto loans & leasesRepossessionCompany communicating payment assistance or payment extension optionsORExplainedYes
Oct 4, 2023Auto loans & leasesRepossessionCompany communicating payment assistance or payment extension optionsWAExplainedYes
Aug 30, 2023Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeWAExplainedYes
Jul 26, 2023Credit reportingIncorrect information on your reportAccount information incorrectORExplainedYes
Apr 27, 2023Auto loans & leasesManaging the loan or leaseProblem with fees chargedWAExplainedYes
Mar 15, 2023Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtWAExplainedYes
Jan 16, 2023Auto loans & leasesStruggling to pay your loanLender trying to repossess or disable the vehicleWAExplainedYes
Dec 16, 2022Auto loans & leasesManaging the loan or leaseBilling problemORExplainedYes
Nov 15, 2022Credit reportingProblem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 daysGAExplainedYes
Nov 13, 2022Credit reportingProblem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 daysGAExplainedYes
Oct 6, 2022Debt collectionWritten notification about debtDidn't receive enough information to verify debtARExplainedYes
Jul 13, 2022Credit reportingIncorrect information on your reportAccount information incorrectCOExplainedYes
Jul 6, 2022Credit reportingIncorrect information on your reportOld information reappears or never goes awayNVExplainedYes
Aug 30, 2021Credit reportingIncorrect information on your reportAccount information incorrectWAExplainedYes
Aug 27, 2021Debt collectionWritten notification about debtDidn't receive notice of right to disputeWAExplainedNo
Mar 26, 2021Credit reportingIncorrect information on your reportInformation belongs to someone elseWAExplainedYes
Feb 22, 2021Credit reportingIncorrect information on your reportInformation belongs to someone elseNVExplainedYes
Feb 1, 2021Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitWAExplainedYes
Jan 25, 2021Credit reportingIncorrect information on your reportAccount information incorrectWAExplainedYes
Oct 6, 2020Auto loans & leasesManaging the loan or leaseProblem with additional products or services purchased with the loanORMoney backYes
Jan 17, 2020Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeWAExplainedYes
Oct 27, 2019Auto loans & leasesManaging the loan or leaseProblem with fees chargedWAExplainedYes
Jun 27, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursWAFixedYes

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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