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Case file

Debt collection

Complaint 30000125 Credit Acceptance

Explained
Product
Debt collection · Auto debt
Detail
Seized or attempted to seize your property
Filed by
Web · Servicemember
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company has responded to the consumer and the CFPB and chooses not to provide a public response
  1. Oct 14, 2026Complaint received
  2. Oct 14, 2026Sent to Credit Acceptance
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Credit Acceptance complaints about took or threatened to take negative or legal action

ReceivedAboutIssueStateAnswerOn time
Oct 21, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMSExplainedYes
Oct 19, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedGAExplainedYes
Oct 14, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedLAExplainedYes
Oct 11, 2026Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitOHExplainedYes
Oct 11, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMSExplainedYes
Oct 11, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMSExplainedYes
Oct 7, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMSExplainedYes
Sep 30, 2026Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitWVExplainedYes
Sep 17, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNJExplainedYes
Sep 3, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMIExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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