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Debt collection

Complaint 31081697 Capital One

Explained
Product
Debt collection · Credit card debt
Detail
Threatened or suggested your credit would be damaged
From
Maryland 20744
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
  1. Oct 26, 2026Complaint received
  2. Oct 27, 2026Sent to Capital One (1 day later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Capital One complaints about took or threatened to take negative or legal action

ReceivedAboutIssueStateAnswerOn time
Nov 4, 2026Debt collectionTook or threatened to take negative or legal actionCollected or attempted to collect exempt fundsALExplainedYes
Nov 3, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedWIExplainedYes
Nov 3, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedOHExplainedYes
Nov 3, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNYExplainedYes
Oct 29, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payCAIn progressYes
Oct 28, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedWIExplainedYes
Oct 28, 2026Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitNYIn progressYes
Oct 26, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedGAExplainedYes
Oct 26, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtCAIn progressYes
Oct 26, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCFixedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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