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Case file

Debt collection

Complaint 31511866 Spring Oaks Capital

Explained
Product
Debt collection · I do not know
Detail
Threatened or suggested your credit would be damaged
From
Ohio 45240
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
  1. Oct 31, 2026Complaint received
  2. Oct 31, 2026Sent to Spring Oaks Capital
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Spring Oaks Capital complaints about took or threatened to take negative or legal action

ReceivedAboutIssueStateAnswerOn time
Nov 5, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXFixedYes
Nov 4, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedSCFixedYes
Nov 4, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedGAExplainedYes
Nov 4, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXFixedYes
Oct 31, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedILFixedYes
Oct 31, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXFixedYes
Oct 30, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedGAFixedYes
Oct 30, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMIExplainedYes
Oct 30, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMIExplainedYes
Oct 30, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedGAFixedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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