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Case file

Credit reporting

Complaint 31609446 4M Collections

Explained
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Reporting company used your report improperly
From
Oregon 97060
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
  1. Nov 1, 2026Complaint received
  2. Nov 1, 2026Sent to 4M Collections
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More 4M Collections complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Oct 23, 2025Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Sep 22, 2025Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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