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Debt collection

Complaint 3278418 American Recovery Service

Explained
Product
Debt collection · Credit card debt
Detail
Threatened or suggested your credit would be damaged
From
California 92677
Filed by
Web · Older American
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company has responded to the consumer and the CFPB and chooses not to provide a public response
  1. Jun 18, 2019Complaint received
  2. Jun 20, 2019Sent to American Recovery Service (2 days later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More American Recovery Service complaints about took or threatened to take negative or legal action

ReceivedAboutIssueStateAnswerOn time
Feb 8, 2026Debt collectionTook or threatened to take negative or legal actionCollected or attempted to collect exempt fundsCTExplainedYes
Sep 24, 2025Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitCAExplainedYes
Feb 18, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtALExplainedYes
Feb 7, 2025Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitFLExplainedYes
Aug 6, 2024Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtNYExplainedYes
Oct 1, 2023Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitNYExplainedYes
Oct 29, 2020Debt collectionTook or threatened to take negative or legal actionCollected or attempted to collect exempt fundsGAExplainedYes
Mar 27, 2018Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitGAExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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