Debt collector · complaint record
American Recovery Service complaints
Filed under American Recovery Service Incorporated
Consumers have filed 144 complaints about American Recovery Service since 2013, 16 of them in the last 12 months (-33% on the year before). It answered 100% on time and closed 0% with relief for the customer. The most common problem is false statements or representation.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 144
- Last 12 months
- 16
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #596 of 1,963
Since September 2013
-33% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Sep 23, 2026
Most complained-about debt collectors
American Recovery Service complaints by month
The busiest month was December 2024 (5 complaints). Complaints in the last 12 months are down 33% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How American Recovery Service answered all time
- Closed with non-monetary relief42.8%
- Closed with explanation13090.3%
- Closed106.9%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What American Recovery Service complaints are about
Top American Recovery Service problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 21
- Debt was result of identity theft 8
- Debt was paid 7
- Debt was already discharged in bankruptcy and is no longer owed 1
Where American Recovery Service complaints come from
Most complaints: California (30), Florida (16), New York (14), Ohio (8), Texas (8).
American Recovery Service compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | American Recovery ServiceDebt collection | - | 16 | - |
Compare side by side: American Recovery Service vs Green Square · American Recovery Service vs EMoneyUSA · American Recovery Service vs Mullooly Jeffrey Rooney & Flynn · American Recovery Service vs Credit World Services
What people say about American Recovery Service
All experiencesNo experiences with American Recovery Service yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest American Recovery Service complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 23, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 15, 2026 | Debt relief & credit repair | Didn't provide services promised | Explained |
| Jul 24, 2026 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Jul 24, 2026 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Jul 16, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 16, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 24, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 20, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 1, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 25, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 24, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 7, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
Questions about American Recovery Service
How many complaints does American Recovery Service have?
American Recovery Service has 144 complaints on record since September 2013, including 16 in the last 12 months and 0 in the last 30 days. That makes it number 1,202 of every company by complaints this year.
Does American Recovery Service respond to complaints?
Yes. American Recovery Service answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with American Recovery Service?
The most common problems are false statements or representation (15), attempts to collect debt not owed (37), written notification about debt (19).
Is American Recovery Service legit?
American Recovery Service is a real company with a public complaint record: consumers have complained about it 144 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is American Recovery Service legit? for the signals, red flags and how to protect yourself.
Are complaints about American Recovery Service going up or down?
Down. There were 16 complaints in the last 12 months against 24 in the 12 before (-33%). See every month.
How do I file a complaint against American Recovery Service?
Complain to American Recovery Service in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most American Recovery Service complaints come from?
Most come from California (30), Florida (16), New York (14). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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