Complaint 3561387 American Credit Systems

Explained

Company: American Credit Systems
Product: Debt collection · I do not know
Issue: Attempts to collect debt not owed
Detail: Debt was result of identity theft
From: Illinois 60586
Filed by: Web · Servicemember
Company's answer: Closed with explanation
On time: Yes, within 15 days

Mar 10, 2020Complaint received
Apr 9, 2020Sent to American Credit Systems (30 days later)
AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More American Credit Systems complaints about attempts to collect debt not owed

Received	About	Issue	State	Answer	On time
Dec 4, 2023	Debt collection	Attempts to collect debt not owedDebt is not yours	TX	Explained	Yes
Apr 23, 2022	Debt collection	Attempts to collect debt not owedDebt is not yours	IL	Explained	Yes
Aug 9, 2021	Debt collection	Attempts to collect debt not owedDebt is not yours	IL	Explained	Yes
Apr 26, 2020	Debt collection	Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed	IL	Explained	Yes

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Complaint records are public consumer complaints filed with U.S. regulators, checked just now (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works