Complaint 4168624 Valley Credit Service

Explained

Company: Valley Credit Service
Product: Debt collection · Credit card debt
Issue: Attempts to collect debt not owed
Detail: Debt was paid
From: Oregon 97756
Filed by: Web
Company's answer: Closed with explanation
On time: Yes, within 15 days
Public statement: Company disputes the facts presented in the complaint

Feb 26, 2021Complaint received
Feb 26, 2021Sent to Valley Credit Service
AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

Same problem with Valley Credit Service?

Tell people what happened to you and how it ended - it is the part the records leave out.

Share your experience See Valley Credit Service's record

More Valley Credit Service complaints about attempts to collect debt not owed

Received	About	Issue	State	Answer	On time
Jan 27, 2025	Debt collection	Attempts to collect debt not owedDebt is not yours	OR	Explained	Yes
Jun 10, 2024	Debt collection	Attempts to collect debt not owedDebt was paid	OR	Explained	Yes
Jan 23, 2024	Debt collection	Attempts to collect debt not owedDebt is not yours	OR	Explained	Yes
Apr 9, 2021	Debt collection	Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed	WA	Explained	Yes
Jul 30, 2019	Debt collection	Attempts to collect debt not owedDebt is not yours	OR	Fixed	Yes

Discuss this complaint

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked 5 minutes ago (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works