Complaint 8199717 Valley Credit Service

Explained

Company: Valley Credit Service
Product: Debt collection · Other debt
Issue: Attempts to collect debt not owed
Detail: Debt is not yours
From: Oregon 97213
Filed by: Web
Company's answer: Closed with explanation
On time: Yes, within 15 days
Public statement: Company disputes the facts presented in the complaint

Jan 23, 2024Complaint received
Jan 23, 2024Sent to Valley Credit Service
AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Valley Credit Service complaints about attempts to collect debt not owed

Received	About	Issue	State	Answer	On time
Jan 27, 2025	Debt collection	Attempts to collect debt not owedDebt is not yours	OR	Explained	Yes
Jun 10, 2024	Debt collection	Attempts to collect debt not owedDebt was paid	OR	Explained	Yes
Apr 9, 2021	Debt collection	Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed	WA	Explained	Yes
Feb 26, 2021	Debt collection	Attempts to collect debt not owedDebt was paid	OR	Explained	Yes
Jul 30, 2019	Debt collection	Attempts to collect debt not owedDebt is not yours	OR	Fixed	Yes

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Complaint records are public consumer complaints filed with U.S. regulators, checked 10 minutes ago (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works