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Case file

Credit reporting

Complaint 4681539 Cogent Road

Explained
Product
Credit reporting, credit repair services, or other personal consumer reports · Credit reporting
Detail
Information belongs to someone else
From
California 91405
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company has responded to the consumer and the CFPB and chooses not to provide a public response
  1. Sep 1, 2021Complaint received
  2. Sep 23, 2021Sent to Cogent Road (22 days later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Cogent Road complaints about incorrect information on your report

ReceivedAboutIssueStateAnswerOn time
Mar 15, 2022Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Oct 18, 2021Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Aug 25, 2021Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Aug 2, 2021Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Jul 22, 2021Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Jun 22, 2021Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
May 12, 2017Credit reportingIncorrect information on your reportInformation belongs to someone elseALExplainedNo

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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