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Bank accounts

Complaint 4916482 United Community Bank

Explained
Product
Checking or savings account · Checking account
Detail
Overdrafts and overdraft fees
From
North Carolina 28777
Filed by
Referral
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company has responded to the consumer and the CFPB and chooses not to provide a public response
  1. Nov 15, 2021Complaint received
  2. Nov 16, 2021Sent to United Community Bank (1 day later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More United Community Bank complaints about problem caused by your funds being low

ReceivedAboutIssueStateAnswerOn time
Oct 23, 2026Bank accountsProblem caused by your funds being lowLate or other feesGAExplainedYes
Jul 5, 2026Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesFLExplainedYes
Dec 19, 2025Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesGAExplainedYes
Dec 10, 2025Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesGAExplainedYes
Nov 10, 2022Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesNCMoney backYes
Aug 3, 2022Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesGAExplainedYes
Sep 29, 2020Bank accountsProblem caused by your funds being lowOverdrafts and overdraft feesSCExplainedYes
Nov 16, 2019Bank accountsProblem caused by your funds being lowBounced checks or returned paymentsGAMoney backYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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