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Case file

Mortgages

Complaint 5318195 Encore Capital

Explained
Product
Mortgage · Other type of mortgage
Detail
Reporting company used your report improperly
From
Florida 32114
Filed by
Web · Older American
Company's answer
Closed with explanation
On time
Yes, within 15 days
  1. Mar 11, 2022Complaint received
  2. Mar 11, 2022Sent to Encore Capital
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Encore Capital complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Nov 11, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Nov 9, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Nov 8, 2026Credit reportingImproper use of your reportReporting company used your report improperlyMDExplainedYes
Nov 6, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Nov 3, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTNExplainedYes
Nov 3, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Nov 3, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Oct 30, 2026Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Oct 29, 2026Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Oct 28, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTNExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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