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Case file

Debt collection

Complaint 6486922 Pacific Capital Exchange

Explained
Product
Debt collection · Other debt
Detail
Frequent or repeated calls
From
Delaware 19973
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
  1. Jan 26, 2023Complaint received
  2. Feb 9, 2023Sent to Pacific Capital Exchange (14 days later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Pacific Capital Exchange complaints about communication tactics

ReceivedAboutIssueStateAnswerOn time
Feb 19, 2026Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageCANo timely replyNo
Apr 28, 2023Debt collectionCommunication tacticsFrequent or repeated callsFLExplainedYes
Feb 13, 2023Debt collectionCommunication tacticsFrequent or repeated callsTNExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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