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Case file

Debt collection

Complaint 6810652 Pacific Capital Exchange

Explained
Product
Debt collection · Payday loan debt
Detail
Talked to a third-party about your debt
From
Ohio 43551
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
  1. Apr 7, 2023Complaint received
  2. May 9, 2023Sent to Pacific Capital Exchange (32 days later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Pacific Capital Exchange complaints about threatened to contact someone or share information improperly

ReceivedAboutIssueStateAnswerOn time
Aug 5, 2026Debt collectionThreatened to contact someone or share information improperlyContacted your employerMINo timely replyNo
Jul 22, 2026Debt collectionThreatened to contact someone or share information improperlyContacted your employerNVNo timely replyNo
Feb 18, 2026Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtTXNo timely replyNo
May 18, 2023Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtFLExplainedYes
Apr 4, 2023Debt collectionThreatened to contact someone or share information improperlyContacted your employerFLExplainedYes
Feb 3, 2023Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtSCExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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