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Debt collection

Complaint 9774629 Pacific Credit Exchange

Explained
Product
Debt collection · Other debt
Detail
Debt is not yours
From
Texas 76001
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company has responded to the consumer and the CFPB and chooses not to provide a public response
  1. Aug 12, 2024Complaint received
  2. Aug 12, 2024Sent to Pacific Credit Exchange
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Pacific Credit Exchange complaints about attempts to collect debt not owed

ReceivedAboutIssueStateAnswerOn time
Sep 10, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Jul 22, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Jun 1, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCAFixedYes
Apr 8, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Mar 17, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedYes
Oct 6, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursNVFixedYes
Jan 6, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedYes
Nov 26, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Nov 9, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Oct 10, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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