Complaint log
Pacific Credit Exchange complaint log
The newest complaints about Pacific Credit Exchange, as they are published, with the company's answer. Open any one for the full record and to discuss it.
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 30, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 10, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 22, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 22, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 13, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Jun 19, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 1, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Apr 8, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 17, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 24, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 23, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Feb 10, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 27, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 3, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Dec 15, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Dec 5, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 26, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Nov 21, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 12, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 11, 2025 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Oct 23, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 16, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Oct 6, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Aug 6, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 6, 2025 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Jul 13, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Fixed |
| Jul 8, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 3, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 3, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 3, 2025 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Explained |
| Jul 2, 2025 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| May 13, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Apr 18, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 9, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 8, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 5, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 27, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 11, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 6, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Dec 7, 2024 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Explained |
| Nov 26, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 8, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 31, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 24, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 10, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Sep 30, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 25, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 24, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 24, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 23, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works