Complaint 9864182 Universal Fidelity

Explained

Company: Universal Fidelity
Product: Debt collection · I do not know
Issue: Took or threatened to take negative or legal action
Detail: Threatened or suggested your credit would be damaged
From: Arizona 85018
Filed by: Web
Company's answer: Closed with explanation
On time: Yes, within 15 days
Public statement: Company disputes the facts presented in the complaint

Aug 20, 2024Complaint received
Aug 20, 2024Sent to Universal Fidelity
AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Universal Fidelity complaints about took or threatened to take negative or legal action

Received	About	Issue	State	Answer	On time
Oct 29, 2025	Debt collection	Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged	NY	Explained	Yes
Nov 12, 2024	Debt collection	Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged	TX	Explained	Yes
Aug 25, 2020	Debt collection	Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged	ID	Explained	Yes
Aug 21, 2019	Debt collection	Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds	-	Explained	Yes

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Complaint records are public consumer complaints filed with U.S. regulators, checked 5 minutes ago (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works