Debt collector · complaint record
Universal Fidelity complaints
Filed under Universal Fidelity LP
Consumers have filed 83 complaints about Universal Fidelity since 2013, 1 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is electronic communications.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 83
- Last 12 months
- 1
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,510 of 1,963
Since August 2013
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Sep 9, 2026
Most complained-about debt collectors
Universal Fidelity complaints by month
The busiest month was February 2014 (5 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Universal Fidelity answered all time
- Closed with explanation7995.2%
- Closed44.8%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Universal Fidelity complaints are about
Top Universal Fidelity problems
Inside "Communication tactics"
- Frequent or repeated calls 17
- You told them to stop contacting you, but they keep trying 2
- Called outside of 8am-9pm 2
- Threatened to take legal action 1
Where Universal Fidelity complaints come from
Most complaints: New York (18), California (7), Florida (7), Michigan (5), Illinois (5).
Universal Fidelity compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Universal FidelityDebt collection | - | 1 | - |
Compare side by side: Universal Fidelity vs Green Square · Universal Fidelity vs EMoneyUSA · Universal Fidelity vs Mullooly Jeffrey Rooney & Flynn · Universal Fidelity vs Credit World Services
What people say about Universal Fidelity
All experiencesNo experiences with Universal Fidelity yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Universal Fidelity complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 9, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Nov 3, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 29, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 2, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 16, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 19, 2025 | Debt relief & credit repair | Confusing or missing disclosures | Explained |
| Feb 12, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jan 7, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 12, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 20, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 8, 2024 | Credit cards | Struggling to pay your billCredit card company won't work with you while you're going through financial hardship | Explained |
| May 15, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
Questions about Universal Fidelity
How many complaints does Universal Fidelity have?
Universal Fidelity has 83 complaints on record since August 2013, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Universal Fidelity respond to complaints?
Yes. Universal Fidelity answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Universal Fidelity?
The most common problems are electronic communications (1), communication tactics (22), cont'd attempts collect debt not owed (18).
Is Universal Fidelity legit?
Universal Fidelity is a real company with a public complaint record: consumers have complained about it 83 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Universal Fidelity legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Universal Fidelity?
Complain to Universal Fidelity in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Universal Fidelity complaints come from?
Most come from New York (18), California (7), Florida (7). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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