Debt collection
Auto Finance USA debt collection complaints
Consumers have filed 4 complaints about Auto Finance USA's debt collection, 3 in the last 12 months. Auto Finance USA answered 100% on time and closed 0% with relief. See the whole Auto Finance USA record.
Auto Finance USA against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Auto Finance USA | 3 | 100% | 0% |
Latest Auto Finance USA debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 22, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 28, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 17, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 31, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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