Debt collection
Credit Central debt collection complaints
Consumers have filed 267 complaints about Credit Central's debt collection, 83 in the last 12 months (+36%). Credit Central answered 100% on time and closed 0% with relief. See the whole Credit Central record.
Credit Central against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Credit Central | 83 | 100% | 0% |
Latest Credit Central debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 17, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 17, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 16, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 16, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 16, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Feb 12, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 6, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 6, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 6, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 5, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 30, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 30, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 30, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 30, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 15, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 15, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 10, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 10, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 3, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 1, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 26, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 7, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 17, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 13, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 10, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 4, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 31, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 14, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 7, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 3, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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