Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Debt collection

Written notification about debt

Consumers have filed 238,346 complaints about this, 49,298 in the last 12 months (-22%), against 2,980 companies. The most complained-about is CL Holdings. Companies closed 25% of these with relief.

Companies with the most

Last 12 months.

In more detail

  • Didn't receive enough information to verify debt123,58752%
  • Notification didn't disclose it was an attempt to collect a debt63,66927%
  • Didn't receive notice of right to dispute51,09021%

By month

By state

ALAKAZARCACOCTDEDCFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNYNCNDOHOKORPAPRRISCSDTNTXUTVTVAWAWVWIWY
Per 100,000 people, last 12 monthsFewerMore

Latest complaints about this

ReceivedCompanyAboutIssueStateAnswerOn time
Nov 13, 2026ExperianDebt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtNCIn progressYes
Nov 13, 2026ExperianDebt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtMDIn progressYes
Nov 13, 2026ExperianDebt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtFLIn progressYes
Nov 13, 2026ExperianDebt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtVAIn progressYes
Nov 13, 2026ExperianDebt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtMAIn progressYes
Nov 13, 2026CCS Financial ServicesDebt collectionWritten notification about debtDidn't receive notice of right to disputeFLExplainedYes
Nov 13, 2026ExperianDebt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtGAIn progressYes
Nov 13, 2026ExperianDebt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtMOIn progressYes
Nov 13, 2026ExperianDebt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtTNIn progressYes
Nov 13, 2026ExperianDebt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtCAIn progressYes
Nov 13, 2026Kriya CapitalDebt collectionWritten notification about debtDidn't receive enough information to verify debtCAIn progressYes
Nov 13, 2026Harris & HarrisDebt collectionWritten notification about debtDidn't receive enough information to verify debtAZExplainedYes
Nov 13, 2026Harris & HarrisDebt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Nov 13, 2026I.C. SystemDebt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Nov 13, 2026National Credit AdjustersDebt collectionWritten notification about debtDidn't receive enough information to verify debtCAIn progressYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

Talk about it

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience