Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Credit reporting

Equifax credit reporting complaints

Consumers have filed 5,012,726 complaints about Equifax's credit reporting, 2,003,445 in the last 12 months (+31%). Equifax answered 99.9% on time and closed 40% with relief. See the whole Equifax record.

Equifax against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084

Every credit bureau ranked

Latest Equifax credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Nov 9, 2026Credit reportingIncorrect information on your reportAccount information incorrectFLExplainedYes
Nov 9, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLIn progressYes
Nov 9, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseAZExplainedYes
Nov 9, 2026Credit reportingIncorrect information on your reportAccount information incorrectMIIn progressYes
Nov 9, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportALExplainedYes
Nov 9, 2026Credit reportingIncorrect information on your reportAccount status incorrectFLExplainedYes
Nov 9, 2026Credit reportingProblem with a company's investigation into an existing problemInvestigation took more than 30 daysOHIn progressYes
Nov 9, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elsePRExplainedYes
Nov 9, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseMSIn progressYes
Nov 9, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNYExplainedYes
Nov 9, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
Nov 9, 2026Credit reportingIncorrect information on your reportAccount status incorrectARExplainedYes
Nov 9, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportCAExplainedYes
Nov 9, 2026Credit reportingIncorrect information on your reportInformation is missing that should be on the reportAZIn progressYes
Nov 9, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseMOExplainedYes
Nov 9, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseNMExplainedYes
Nov 9, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXIn progressYes
Nov 9, 2026Credit reportingIncorrect information on your reportAccount information incorrectFLExplainedYes
Nov 9, 2026Credit reportingIncorrect information on your reportPersonal information incorrectWAIn progressYes
Nov 9, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseTXIn progressYes
Nov 9, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseTXIn progressYes
Nov 9, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseMIIn progressYes
Nov 9, 2026Credit reportingIncorrect information on your reportAccount information incorrectNMIn progressYes
Nov 9, 2026Credit reportingIncorrect information on your reportAccount information incorrectTNIn progressYes
Nov 9, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseFLIn progressYes
Nov 9, 2026Credit reportingIncorrect information on your reportAccount status incorrectTXIn progressYes
Nov 9, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseMSIn progressYes
Nov 9, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportALExplainedYes
Nov 9, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseMDExplainedYes
Nov 9, 2026Credit reportingProblem with a company's investigation into an existing problemProblem with personal statement of disputeNYExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

Talk about Equifax

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience