Debt collection
Four Directions Lending debt collection complaints
Consumers have filed 9 complaints about Four Directions Lending's debt collection. See the whole Four Directions Lending record.
Four Directions Lending against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Four Directions Lending | 0 | - | - |
Latest Four Directions Lending debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 31, 2022 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Sep 14, 2022 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| May 27, 2022 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Apr 22, 2022 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Sep 21, 2021 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| May 10, 2021 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 9, 2021 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Explained |
| Apr 14, 2021 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Feb 25, 2021 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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