Debt collection
J. Scott Watson debt collection complaints
Consumers have filed 6 complaints about J. Scott Watson's debt collection. See the whole J. Scott Watson record.
J. Scott Watson against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | J. Scott Watson | 0 | - | - |
Latest J. Scott Watson debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 17, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | No timely reply |
| Apr 15, 2019 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | No timely reply |
| Jan 3, 2019 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Jan 4, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Oct 19, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Oct 2, 2014 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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