Debt collection
National Acceptance debt collection complaints
Consumers have filed 7 complaints about National Acceptance's debt collection. See the whole National Acceptance record.
National Acceptance against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | National Acceptance | 0 | - | - |
Latest National Acceptance debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 30, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 11, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 21, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 7, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 25, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Feb 19, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 29, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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