Debt collection
Oak Harbor Capital debt collection complaints
Consumers have filed 16 complaints about Oak Harbor Capital's debt collection, 2 in the last 12 months. Oak Harbor Capital answered 0% on time and closed 0% with relief. See the whole Oak Harbor Capital record.
Oak Harbor Capital against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Oak Harbor Capital | 2 | 0% | 0% |
Latest Oak Harbor Capital debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 15, 2026 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Dec 23, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 7, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jul 30, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 6, 2018 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Sep 7, 2017 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Nov 3, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was discharged in bankruptcy | Explained |
| Jul 28, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jul 25, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jun 17, 2016 | Debt collection | Taking/threatening an illegal actionSeized/Attempted to seize property | Explained |
| Jun 17, 2016 | Debt collection | Taking/threatening an illegal actionSeized/Attempted to seize property | Explained |
| Jan 16, 2016 | Debt collection | False statements or representationImpersonated an attorney or official | Explained |
| May 9, 2015 | Debt collection | Taking/threatening an illegal actionSued w/o proper notification of suit | Explained |
| Feb 6, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Apr 20, 2014 | Debt collection | False statements or representationImpersonated an attorney or official | Explained |
| Mar 13, 2014 | Debt collection | Taking/threatening an illegal actionAttempted to/Collected exempt funds | Fixed |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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