Debt relief & credit repair
Optima Advocates debt relief & credit repair complaints
Consumers have filed 9 complaints about Optima Advocates's debt relief & credit repair. See the whole Optima Advocates record.
Optima Advocates against other debt relief & credit repair companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Experian | 351 | 100% | 10% |
| 2 | Equifax | 256 | 100% | 32% |
| 3 | TransUnion | 249 | 100% | 58% |
| 4 | Consumer Financial Services Solutions | 224 | 68.8% | 0% |
| 5 | National Debt Relief | 180 | 98.9% | 0% |
| 6 | Encore Capital (Midland Credit) | 146 | 100% | 23% |
| 7 | Freedom Financial Network | 96 | 100% | 27% |
| 8 | Resurgent Capital Services | 93 | 100% | 21% |
| 9 | The J. G. Wentworth | 91 | 100% | 0% |
| 10 | Capital One | 86 | 100% | 16% |
| 11 | Kikoff | 72 | 100% | 0% |
| 12 | Americor Funding | 54 | 100% | 0% |
| 13 | Optima Advocates | 0 | - | - |
Latest Optima Advocates debt relief & credit repair complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 7, 2021 | Debt relief & credit repair | Fraud or scam | No timely reply |
| Mar 8, 2021 | Debt relief & credit repair | Fraud or scam | No timely reply |
| Mar 4, 2021 | Debt relief & credit repair | Fraud or scam | No timely reply |
| Mar 2, 2021 | Debt relief & credit repair | Fraud or scam | No timely reply |
| Aug 24, 2020 | Debt relief & credit repair | Fraud or scam | No timely reply |
| Jul 10, 2020 | Debt relief & credit repair | Fraud or scam | No timely reply |
| Apr 26, 2019 | Debt relief & credit repair | Fraud or scam | No timely reply |
| Jan 25, 2018 | Debt relief & credit repair | Fraud or scam | Money back |
| Jan 20, 2018 | Debt relief & credit repair | Fraud or scam | Explained |
Your rights with debt relief & credit repair companies
The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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