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Debt relief & credit repair

Kikoff debt relief & credit repair complaints

Consumers have filed 208 complaints about Kikoff's debt relief & credit repair, 72 in the last 12 months (+11%). Kikoff answered 100% on time and closed 0% with relief. See the whole Kikoff record.

Kikoff against other debt relief & credit repair companies

#Company12 monthsChangeOn timeReliefAll time
1Experian351+4%100%10%1,702
2Equifax256+30%100%32%1,123
3TransUnion249+26%100%58%1,115
4Consumer Financial Services Solutions224+104%68.8%0%403
5National Debt Relief180+50%98.9%0%350
6Encore Capital (Midland Credit)146+19%100%23%384
7Freedom Financial Network96+28%100%27%492
8Resurgent Capital Services93+31%100%21%221
9The J. G. Wentworth91+98%100%0%157
10Capital One86+7%100%16%376
11Kikoff72+11%100%0%208
12Americor Funding54+54%100%0%154

Every debt relief company ranked

Latest Kikoff debt relief & credit repair complaints

ReceivedAboutIssueStateAnswerOn time
Nov 3, 2026Debt relief & credit repairConfusing or missing disclosuresGAExplainedYes
Oct 22, 2026Debt relief & credit repairCharged upfront or unexpected feesWAExplainedYes
Oct 20, 2026Debt relief & credit repairDidn't provide services promisedGAExplainedYes
Oct 10, 2026Debt relief & credit repairCharged upfront or unexpected feesSCExplainedYes
Oct 2, 2026Debt relief & credit repairDidn't provide services promisedCAExplainedYes
Sep 24, 2026Debt relief & credit repairConfusing or misleading advertising or marketingCAExplainedYes
Sep 15, 2026Debt relief & credit repairDidn't provide services promisedPAExplainedYes
Sep 10, 2026Debt relief & credit repairCharged upfront or unexpected feesTXExplainedYes
Sep 9, 2026Debt relief & credit repairConfusing or missing disclosuresTXExplainedYes
Sep 5, 2026Debt relief & credit repairDidn't provide services promisedFLExplainedYes
Aug 26, 2026Debt relief & credit repairConfusing or misleading advertising or marketingTXExplainedYes
Aug 24, 2026Debt relief & credit repairConfusing or misleading advertising or marketingTXExplainedYes
Aug 23, 2026Debt relief & credit repairCharged upfront or unexpected feesALExplainedYes
Aug 20, 2026Debt relief & credit repairConfusing or missing disclosuresGAExplainedYes
Aug 19, 2026Debt relief & credit repairCharged upfront or unexpected feesWIExplainedYes
Aug 17, 2026Debt relief & credit repairDidn't provide services promisedTXExplainedYes
Aug 4, 2026Debt relief & credit repairDidn't provide services promisedTXExplainedYes
Aug 4, 2026Debt relief & credit repairConfusing or misleading advertising or marketingMDExplainedYes
Jul 24, 2026Debt relief & credit repairCharged upfront or unexpected feesILExplainedYes
Jul 15, 2026Debt relief & credit repairDidn't provide services promisedTXExplainedYes
Jul 5, 2026Debt relief & credit repairCharged upfront or unexpected feesNJExplainedYes
Jun 28, 2026Debt relief & credit repairConfusing or missing disclosuresGAExplainedYes
Jun 24, 2026Debt relief & credit repairProblem with customer serviceGAExplainedYes
Jun 10, 2026Debt relief & credit repairCharged upfront or unexpected feesGAExplainedYes
May 13, 2026Debt relief & credit repairConfusing or misleading advertising or marketingFLExplainedYes
May 12, 2026Debt relief & credit repairCharged upfront or unexpected feesWIExplainedYes
May 8, 2026Debt relief & credit repairDidn't provide services promisedFLExplainedYes
May 2, 2026Debt relief & credit repairDidn't provide services promisedORExplainedYes
May 2, 2026Debt relief & credit repairConfusing or misleading advertising or marketingOHExplainedYes
Apr 29, 2026Debt relief & credit repairDidn't provide services promisedNCExplainedYes

Your rights with debt relief & credit repair companies

The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.

Scam warning: Walk away from anyone who wants money up front, tells you to stop contacting your creditors, or promises a "new credit identity".

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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