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Debt collection

Puerto Rico Consumer Debt Management debt collection complaints

Consumers have filed 7 complaints about Puerto Rico Consumer Debt Management's debt collection, 1 in the last 12 months. Puerto Rico Consumer Debt Management answered 0% on time and closed 0% with relief. See the whole Puerto Rico Consumer Debt Management record.

Puerto Rico Consumer Debt Management against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Puerto Rico Consumer Debt Management1new0%0%7

Every debt collector ranked

Latest Puerto Rico Consumer Debt Management debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Jul 8, 2026Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingMDExplainedNo
Mar 11, 2025Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyPRExplainedYes
Oct 25, 2024Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyPRExplainedYes
Jul 27, 2023Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialPRExplainedYes
Mar 6, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursPRExplainedNo
Mar 1, 2017Debt collectionCommunication tacticsThreatened to take legal actionPRExplainedYes
Jul 7, 2016Debt collectionCommunication tacticsFrequent or repeated calls-ExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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