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Debt collection

Rocky Point Capital debt collection complaints

Consumers have filed 6 complaints about Rocky Point Capital's debt collection. See the whole Rocky Point Capital record.

Rocky Point Capital against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Rocky Point Capital0new--6

Every debt collector ranked

Latest Rocky Point Capital debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Oct 13, 2015Debt collectionCont'd attempts collect debt not owedDebt resulted from identity theftVANo timely replyNo
May 2, 2015Debt collectionCommunication tacticsThreatened to take legal actionVANo timely replyNo
Apr 28, 2015Debt collectionTaking/threatening an illegal actionSued w/o proper notification of suitDCNo timely replyNo
Feb 13, 2015Debt collectionTaking/threatening an illegal actionThreatened arrest/jail if do not payOKNo timely replyNo
Jan 28, 2015Debt collectionCommunication tacticsUsed obscene/profane/abusive languagePANo timely replyNo
Sep 19, 2014Debt collectionCommunication tacticsFrequent or repeated callsTXExplainedNo

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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