Debt relief & credit repair
Swift Debt Relief debt relief & credit repair complaints
Consumers have filed 3 complaints about Swift Debt Relief's debt relief & credit repair, 3 in the last 12 months. Swift Debt Relief answered 100% on time and closed 0% with relief. See the whole Swift Debt Relief record.
Swift Debt Relief against other debt relief & credit repair companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Experian | 351 | 100% | 10% |
| 2 | Equifax | 256 | 100% | 32% |
| 3 | TransUnion | 249 | 100% | 58% |
| 4 | Consumer Financial Services Solutions | 224 | 68.8% | 0% |
| 5 | National Debt Relief | 180 | 98.9% | 0% |
| 6 | Encore Capital (Midland Credit) | 146 | 100% | 23% |
| 7 | Freedom Financial Network | 96 | 100% | 27% |
| 8 | Resurgent Capital Services | 93 | 100% | 21% |
| 9 | The J. G. Wentworth | 91 | 100% | 0% |
| 10 | Capital One | 86 | 100% | 16% |
| 11 | Kikoff | 72 | 100% | 0% |
| 12 | Americor Funding | 54 | 100% | 0% |
| 13 | Swift Debt Relief | 3 | 100% | 0% |
Latest Swift Debt Relief debt relief & credit repair complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 17, 2026 | Debt relief & credit repair | Didn't provide services promised | Explained |
| Feb 10, 2026 | Debt relief & credit repair | Didn't provide services promised | Explained |
| Jan 27, 2026 | Debt relief & credit repair | Charged upfront or unexpected fees | Explained |
Your rights with debt relief & credit repair companies
The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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