Debt relief & credit repair
Didn't provide services promised
Consumers have filed 2,918 complaints about this, 1,048 in the last 12 months (-14%), against 460 companies. The most complained-about is Consumer Financial Services Solutions. Companies closed 13% of these with relief.
Companies with the most
Last 12 months.
By month
By state
Latest complaints about this
Your rights with debt relief & credit repair companies
The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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