Debt collection
Winona debt collection complaints
Consumers have filed 7 complaints about Winona's debt collection. See the whole Winona record.
Winona against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Winona | 0 | - | - |
Latest Winona debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 30, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Oct 18, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Jan 30, 2020 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | No timely reply |
| Oct 10, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Aug 21, 2018 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| Mar 11, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Nov 18, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | No timely reply |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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