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Credit reporting

Complaint 10180344 Granite Bay Acceptance

Explained
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Credit inquiries on your report that you don't recognize
From
Tennessee 38002
Filed by
Web · Servicemember
Company's answer
Closed with explanation
On time
Yes, within 15 days
  1. Sep 19, 2024Complaint received
  2. Sep 24, 2024Sent to Granite Bay Acceptance (5 days later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Granite Bay Acceptance complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Jul 10, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTXExplainedYes
Apr 28, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMDExplainedYes
Feb 20, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAExplainedYes
Dec 19, 2024Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Nov 7, 2024Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Oct 7, 2024Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Jun 6, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeWIExplainedYes
Jan 16, 2024Credit reportingImproper use of your reportReporting company used your report improperlyPAExplainedYes
Apr 25, 2023Credit reportingImproper use of your reportReceived unsolicited financial product or insurance offers after opting outMIExplainedNo
Oct 23, 2021Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeOKExplainedNo

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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