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Credit reporting

Complaint 12248884 Ray Klein

Explained
Company
Ray Klein
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Reporting company used your report improperly
From
Maryland 21678
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company disputes the facts presented in the complaint
  1. Feb 28, 2025Complaint received
  2. Feb 28, 2025Sent to Ray Klein
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Ray Klein complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Aug 25, 2026Credit reportingImproper use of your reportReporting company used your report improperlySCExplainedYes
Apr 1, 2025Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Jan 21, 2025Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Apr 18, 2024Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Aug 21, 2023Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Sep 23, 2022Credit reportingImproper use of your reportReporting company used your report improperlyINExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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