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Credit reporting

Complaint 7436320 Ray Klein

Explained
Company
Ray Klein
Product
Credit reporting, credit repair services, or other personal consumer reports · Credit reporting
Detail
Reporting company used your report improperly
From
Texas 78599
Filed by
Web · Servicemember
Company's answer
Closed with explanation
On time
Yes, within 15 days
  1. Aug 21, 2023Complaint received
  2. Aug 21, 2023Sent to Ray Klein
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Ray Klein complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Aug 25, 2026Credit reportingImproper use of your reportReporting company used your report improperlySCExplainedYes
Apr 1, 2025Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Feb 28, 2025Credit reportingImproper use of your reportReporting company used your report improperlyMDExplainedYes
Jan 21, 2025Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Apr 18, 2024Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Sep 23, 2022Credit reportingImproper use of your reportReporting company used your report improperlyINExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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