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Case file

Credit reporting

Complaint 13014261 SCA Collections

Explained
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Information belongs to someone else
From
North Carolina 27406
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company has responded to the consumer and the CFPB and chooses not to provide a public response
  1. Apr 17, 2025Complaint received
  2. Jun 5, 2025Sent to SCA Collections (49 days later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More SCA Collections complaints about incorrect information on your report

ReceivedAboutIssueStateAnswerOn time
Oct 29, 2026Credit reportingIncorrect information on your reportAccount status incorrectNCExplainedYes
Jul 27, 2026Credit reportingIncorrect information on your reportAccount status incorrectFLExplainedNo
Jun 2, 2026Credit reportingIncorrect information on your reportAccount information incorrectNCExplainedYes
Mar 25, 2026Credit reportingIncorrect information on your reportAccount information incorrectVIExplainedYes
Jan 23, 2026Credit reportingIncorrect information on your reportAccount information incorrectNCExplainedNo
Nov 11, 2025Credit reportingIncorrect information on your reportAccount status incorrectTNExplainedYes
Oct 17, 2025Credit reportingIncorrect information on your reportAccount information incorrectNCExplainedNo
Jul 18, 2025Credit reportingIncorrect information on your reportAccount information incorrectGAExplainedYes
Apr 27, 2025Credit reportingIncorrect information on your reportInformation that should be on the report is missingNCExplainedNo
Mar 12, 2025Credit reportingIncorrect information on your reportAccount information incorrectTNExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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