Debt collector · complaint record
SCA Collections complaints
Filed under SCA Collections, Inc.
Consumers have filed 687 complaints about SCA Collections since 2013, 54 of them in the last 12 months (+23% on the year before). It answered 81.5% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed.
Poor response record. How it works
- Complaints on record
- 687
- Last 12 months
- 54
- Answered on time
- 81.5%
- Closed with relief
- 0%
- Last 30 days
- 3
- Rank
- #305 of 1,963
Since November 2013
+23% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 29, 2026
Most complained-about debt collectors
SCA Collections complaints by month
The busiest month was February 2021 (19 complaints). Complaints in the last 12 months are up 23% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How SCA Collections answered last 12 months
- Closed with explanation54100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time0/4581.5% on time
- Relief for customers0/400% closed with relief
- Complaint trend8/15+23% vs last year
What SCA Collections complaints are about
Top SCA Collections problems last 12 months
Inside "Attempts to collect debt not owed"
- Debt is not yours 151
- Debt was paid 47
- Debt was result of identity theft 31
Where SCA Collections complaints come from
Most complaints: North Carolina (317), South Carolina (136), Georgia (50), California (34), Florida (28).
SCA Collections compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Collections AcquisitionDebt collection | 34 | 55 | F |
| 2 | Stillman, P.C. d.b.a. Stillman Law OfficeDebt collection | 54 | 55 | C |
| 3 | ARS National ServicesDebt collection | 57 | 55 | C |
| 4 | Sequoia Financial ServicesDebt collection | 50 | 54 | C |
| 5 | Professional Credit ManagementDebt collection | 63 | 54 | C |
| 6 | Strategic AlliancesDebt collection | 52 | 54 | C |
| 7 | FDR Asset USADebt collection | 0 | 54 | F |
| 8 | SCA CollectionsDebt collection | 8 | 54 | F |
Compare side by side: SCA Collections vs Collections Acquisition · SCA Collections vs Stillman, P.C. d.b.a. Stillman Law Office · SCA Collections vs ARS National Services · SCA Collections vs Sequoia Financial Services
What people say about SCA Collections
All experiencesNo experiences with SCA Collections yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest SCA Collections complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 29, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 21, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 19, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 12, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 6, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 12, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 5, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 3, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 27, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 25, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Aug 19, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 18, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Questions about SCA Collections
How many complaints does SCA Collections have?
SCA Collections has 687 complaints on record since November 2013, including 54 in the last 12 months and 3 in the last 30 days. That makes it number 653 of every company by complaints this year.
Does SCA Collections respond to complaints?
Yes. SCA Collections answered 81.5% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 8/100 (grade F).
What do people complain about most with SCA Collections?
The most common problems are attempts to collect debt not owed (229), written notification about debt (157), took or threatened to take negative or legal action (35).
Is SCA Collections legit?
SCA Collections is a real company with a public complaint record: consumers have complained about it 687 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is SCA Collections legit? for the signals, red flags and how to protect yourself.
Are complaints about SCA Collections going up or down?
Up. There were 54 complaints in the last 12 months against 44 in the 12 before (+23%). See every month.
How do I file a complaint against SCA Collections?
Complain to SCA Collections in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most SCA Collections complaints come from?
Most come from North Carolina (317), South Carolina (136), Georgia (50). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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