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Case file

Credit reporting

Complaint 13747037 Southern Management Systems

Explained
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Reporting company used your report improperly
From
Texas 77063
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
  1. May 28, 2025Complaint received
  2. Jun 25, 2025Sent to Southern Management Systems (28 days later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Southern Management Systems complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Oct 23, 2026Credit reportingImproper use of your reportReporting company used your report improperlyLAExplainedYes
Oct 13, 2026Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Aug 12, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeFLExplainedYes
Mar 25, 2026Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Dec 2, 2025Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Nov 11, 2025Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Jul 25, 2025Credit reportingImproper use of your reportReporting company used your report improperlyLAExplainedYes
Jul 23, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTXExplainedYes
Jul 18, 2025Credit reportingImproper use of your reportReporting company used your report improperlyNCExplainedYes
Jul 13, 2025Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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