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Debt collection

Complaint 15118101 Pacific Credit Exchange

Explained
Product
Debt collection · I do not know
Detail
Threatened or suggested your credit would be damaged
From
Texas 77373
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
  1. Aug 6, 2025Complaint received
  2. Aug 6, 2025Sent to Pacific Credit Exchange
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Pacific Credit Exchange complaints about took or threatened to take negative or legal action

ReceivedAboutIssueStateAnswerOn time
Jul 13, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAFixedYes
Jun 19, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Feb 24, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Feb 10, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Dec 5, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Oct 16, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtCAExplainedYes
Mar 22, 2024Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Mar 22, 2024Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Mar 22, 2024Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Apr 30, 2021Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtNVFixedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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