Case file
Debt collection
Complaint 17779890 Pacific Credit Exchange
Explained- Product
- Debt collection · I do not know
- Detail
- Threatened or suggested your credit would be damaged
- Filed by
- Web
- Company's answer
- Closed with explanation
- On time
- Yes, within 15 days
- Public statement
- Company has responded to the consumer and the CFPB and chooses not to provide a public response
- Dec 5, 2025Complaint received
- Dec 5, 2025Sent to Pacific Credit Exchange
- AnsweredClosed with explanation
Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.
More Pacific Credit Exchange complaints about took or threatened to take negative or legal action
| Received | About | Issue | State | Answer | On time |
|---|
| Jul 13, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | CA | Fixed | Yes |
| Jun 19, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | CA | Explained | Yes |
| Feb 24, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | CA | Explained | Yes |
| Feb 10, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | CA | Explained | Yes |
| Oct 16, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | CA | Explained | Yes |
| Aug 6, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | TX | Explained | Yes |
| Mar 22, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | CA | Explained | Yes |
| Mar 22, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | CA | Explained | Yes |
| Mar 22, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | CA | Explained | Yes |
| Apr 30, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | NV | Fixed | Yes |
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