Complaint 15312930 NBT Bancorp

Explained

Company: NBT Bancorp
Product: Debt collection · Auto debt
Issue: Took or threatened to take negative or legal action
Detail: Seized or attempted to seize your property
From: New York 12134
Filed by: Web
Company's answer: Closed with explanation
On time: Yes, within 15 days
Public statement: Company has responded to the consumer and the CFPB and chooses not to provide a public response

Aug 15, 2025Complaint received
Aug 15, 2025Sent to NBT Bancorp
AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More NBT Bancorp complaints about took or threatened to take negative or legal action

Received	About	Issue	State	Answer	On time
Apr 15, 2026	Debt collection	Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay	NC	Explained	Yes
Oct 24, 2024	Debt collection	Took or threatened to take negative or legal actionSeized or attempted to seize your property	NY	Money back	Yes
Apr 2, 2023	Debt collection	Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged	PA	Explained	Yes
Dec 3, 2021	Debt collection	Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged	CA	Explained	Yes

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Complaint records are public consumer complaints filed with U.S. regulators, checked 11 minutes ago (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works