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Case file

Debt collection

Complaint 16306292 CreditNinja Lending

Explained
Product
Debt collection · Payday loan debt
Detail
Indicated you were committing crime by not paying debt
From
Texas 770XX
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company has responded to the consumer and the CFPB and chooses not to provide a public response
  1. Oct 1, 2025Complaint received
  2. Nov 13, 2025Sent to CreditNinja Lending (43 days later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More CreditNinja Lending complaints about false statements or representation

ReceivedAboutIssueStateAnswerOn time
Sep 11, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Jul 12, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountUTExplainedYes
Apr 9, 2025Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialOKExplainedYes
Apr 7, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Mar 15, 2023Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Sep 11, 2021Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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