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Complaint log

CreditNinja Lending complaint log

The newest complaints about CreditNinja Lending, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
Nov 5, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeWIExplainedYes
Nov 5, 2026Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
Nov 2, 2026Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
Oct 29, 2026Payday & personal loansGetting the loanWIExplainedYes
Oct 19, 2026Payday & personal loansCharged fees or interest you didn't expectNEExplainedYes
Oct 19, 2026Payday & personal loansGetting the loanFLExplainedYes
Oct 6, 2026Payday & personal loansImproper use of your reportCredit inquiries on your report that you don't recognizeMNExplainedYes
Sep 25, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Sep 24, 2026Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
Sep 22, 2026Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingFLExplainedYes
Sep 22, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursOHExplainedYes
Sep 21, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLExplainedYes
Sep 18, 2026Credit reportingIncorrect information on your reportAccount information incorrectALExplainedYes
Sep 17, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLExplainedYes
Sep 16, 2026Payday & personal loansCan't contact lender or servicerSCExplainedYes
Sep 16, 2026Payday & personal loansReceived a loan you didn't apply forMIExplainedYes
Sep 15, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLExplainedYes
Sep 14, 2026Payday & personal loansStruggling to pay your loanCAExplainedYes
Sep 14, 2026Debt collectionCommunication tacticsFrequent or repeated callsCAExplainedYes
Sep 11, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Sep 11, 2026Payday & personal loansProblem when making paymentsTXExplainedYes
Sep 11, 2026Payday & personal loansCan't stop withdrawals from your bank accountWIExplainedYes
Sep 9, 2026Payday & personal loansStruggling to pay your loanKYFixedYes
Sep 2, 2026Payday & personal loansStruggling to pay your loanTXExplainedYes
Aug 28, 2026Payday & personal loansProblem with the payoff process at the end of the loanINExplainedYes
Aug 25, 2026Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
Aug 25, 2026Payday & personal loansCharged fees or interest you didn't expectINExplainedYes
Aug 12, 2026Debt collectionCommunication tacticsFrequent or repeated callsDEExplainedYes
Aug 7, 2026Payday & personal loansProblem when making paymentsMOExplainedYes
Aug 1, 2026Payday & personal loansCharged fees or interest you didn't expectFLExplainedYes
Jul 31, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Jul 31, 2026Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
Jul 25, 2026Payday & personal loansProblem when making paymentsFLExplainedYes
Jul 23, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedYes
Jul 21, 2026Payday & personal loansCan't contact lender or servicerSCExplainedYes
Jul 15, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jul 13, 2026Payday & personal loansProblem with the payoff process at the end of the loanCAExplainedYes
Jul 12, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountUTExplainedYes
Jul 6, 2026Payday & personal loansStruggling to pay your loanKYExplainedYes
Jul 2, 2026Payday & personal loansStruggling to pay your loanINExplainedYes
Jul 1, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Jul 1, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeTXExplainedYes
Jun 30, 2026Payday & personal loansCharged fees or interest you didn't expectMOExplainedYes
Jun 29, 2026Payday & personal loansStruggling to pay your loanTXExplainedYes
Jun 29, 2026Payday & personal loansStruggling to pay your loanOHExplainedYes
Jun 29, 2026Payday & personal loansReceived a loan you didn't apply forTXExplainedYes
Jun 26, 2026Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountTXMoney backYes
Jun 22, 2026Payday & personal loansCharged fees or interest you didn't expectFLExplainedYes
Jun 20, 2026Credit reportingIncorrect information on your reportAccount information incorrectMOExplainedYes
Jun 19, 2026Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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