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Credit reporting

Complaint 16682841 Universal Acceptance

Explained
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Credit inquiries on your report that you don't recognize
From
California 95833
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company believes it acted appropriately as authorized by contract or law
  1. Oct 19, 2025Complaint received
  2. Oct 19, 2025Sent to Universal Acceptance
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Universal Acceptance complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Oct 16, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMNExplainedYes
Aug 31, 2026Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Jun 7, 2026Credit reportingImproper use of your reportReporting company used your report improperlyMNExplainedYes
Feb 25, 2026Auto loans & leasesImproper use of your reportCredit inquiries on your report that you don't recognizeMNExplainedYes
Jul 20, 2025Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Jun 28, 2025Credit reportingImproper use of your reportReporting company used your report improperlyALExplainedYes
Jun 2, 2025Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Apr 24, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNEExplainedYes
Mar 2, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeWAExplainedYes
Jan 26, 2025Credit reportingImproper use of your reportReporting company used your report improperlyCOExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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