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Case file

Credit reporting

Complaint 17360394 Scratch Financial

Explained
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Information belongs to someone else
From
Arizona 85255
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company believes the complaint provided an opportunity to answer consumer's questions
  1. Nov 19, 2025Complaint received
  2. Nov 19, 2025Sent to Scratch Financial
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Scratch Financial complaints about incorrect information on your report

ReceivedAboutIssueStateAnswerOn time
Nov 3, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Aug 25, 2025Credit reportingIncorrect information on your reportAccount status incorrectMIExplainedYes
Jul 31, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseMDExplainedYes
Apr 30, 2025Credit reportingIncorrect information on your reportAccount information incorrectNYExplainedYes
Feb 12, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Jan 15, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseNJExplainedYes
Nov 19, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Sep 13, 2024Credit reportingIncorrect information on your reportAccount status incorrectNMFixedYes
Feb 5, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseNHExplainedYes
Oct 10, 2023Payday & personal loansIncorrect information on your reportAccount information incorrectNMFixedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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