Case file
Credit reporting
Complaint 17967850 Universal Acceptance
Explained- Product
- Credit reporting or other personal consumer reports · Credit reporting
- Detail
- Account status incorrect
- Filed by
- Web
- Company's answer
- Closed with explanation
- On time
- Yes, within 15 days
- Public statement
- Company believes it acted appropriately as authorized by contract or law
- Dec 4, 2025Complaint received
- Dec 4, 2025Sent to Universal Acceptance
- AnsweredClosed with explanation
Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.
More Universal Acceptance complaints about incorrect information on your report
| Received | About | Issue | State | Answer | On time |
|---|
| Nov 9, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | TX | Explained | Yes |
| Oct 29, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | OK | Explained | Yes |
| Oct 26, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | MN | Explained | Yes |
| Oct 16, 2026 | Auto loans & leases | Incorrect information on your reportAccount status incorrect | MO | Fixed | Yes |
| Sep 22, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | MN | Explained | Yes |
| Aug 6, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | IA | Explained | Yes |
| Jul 4, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | CA | Explained | Yes |
| Jun 28, 2026 | Auto loans & leases | Incorrect information on your reportAccount status incorrect | IA | Explained | Yes |
| Jun 25, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | CA | Explained | Yes |
| May 12, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | IA | Explained | Yes |
Discuss this complaint
No comments yet. Start the conversation - questions are welcome too.