Complaint 18632044 Troy Capital

Explained

Company: Troy Capital
Product: Debt collection · Auto debt
Issue: Attempts to collect debt not owed
Detail: Debt is not yours
From: New York 13045
Filed by: Web
Company's answer: Closed with explanation
On time: Yes, within 15 days

Jan 11, 2026Complaint received
Jan 11, 2026Sent to Troy Capital
AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Troy Capital complaints about attempts to collect debt not owed

Received	About	Issue	State	Answer	On time
Apr 26, 2026	Debt collection	Attempts to collect debt not owedDebt was paid	KY	Explained	Yes
Oct 9, 2024	Debt collection	Attempts to collect debt not owedDebt was paid	OH	Explained	Yes
Apr 14, 2024	Debt collection	Attempts to collect debt not owedDebt was paid	SC	Explained	Yes
May 9, 2023	Debt collection	Attempts to collect debt not owedDebt is not yours	AL	Explained	Yes
Sep 26, 2019	Debt collection	Attempts to collect debt not owedDebt was result of identity theft	OK	Explained	Yes
Jul 3, 2018	Debt collection	Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed	NC	Explained	Yes

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Complaint records are public consumer complaints filed with U.S. regulators, checked 5 minutes ago (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works