Debt collector · complaint record
Troy Capital complaints
Filed under Troy Capital, LLC
Consumers have filed 54 complaints about Troy Capital since 2014, 9 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 54
- Last 12 months
- 9
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #763 of 1,963
Since July 2014
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jul 24, 2026
Most complained-about debt collectors
Troy Capital complaints by month
The busiest month was January 2026 (4 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Troy Capital answered all time
- Closed with monetary relief11.9%
- Closed with explanation5398.1%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Troy Capital complaints are about
Top Troy Capital problems
Inside "Took or threatened to take negative or legal action"
- Sued you without properly notifying you of lawsuit 7
- Threatened to sue you for very old debt 3
- Seized or attempted to seize your property 2
- Threatened or suggested your credit would be damaged 1
Where Troy Capital complaints come from
Most complaints: Texas (8), Florida (8), New York (4), Georgia (3), Illinois (3).
Troy Capital compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Troy CapitalDebt collection | - | 9 | - |
Compare side by side: Troy Capital vs Green Square · Troy Capital vs EMoneyUSA · Troy Capital vs Mullooly Jeffrey Rooney & Flynn · Troy Capital vs Credit World Services
What people say about Troy Capital
All experiencesNo experiences with Troy Capital yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Troy Capital complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 24, 2026 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Apr 26, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 15, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Apr 3, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 23, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 22, 2026 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Jan 22, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 11, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 16, 2025 | Debt relief & credit repair | Problem with customer service | Explained |
| Oct 29, 2025 | Auto loans & leases | RepossessionCompany explaining amount owed | Explained |
| Sep 6, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 2, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
Questions about Troy Capital
How many complaints does Troy Capital have?
Troy Capital has 54 complaints on record since July 2014, including 9 in the last 12 months and 0 in the last 30 days. That makes it number 1,516 of every company by complaints this year.
Does Troy Capital respond to complaints?
Yes. Troy Capital answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Troy Capital?
The most common problems are took or threatened to take negative or legal action (13), attempts to collect debt not owed (7), incorrect information on your report (5).
Is Troy Capital legit?
Troy Capital is a real company with a public complaint record: consumers have complained about it 54 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Troy Capital legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Troy Capital?
Complain to Troy Capital in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Troy Capital complaints come from?
Most come from Texas (8), Florida (8), New York (4). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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